Illinois Boat Insurance Requirements: New Liability Rules, Coverage, and a Preparation Checklist

Illinois has enacted a new liability-insurance requirement for certain motorboats and personal watercraft. Public Act 104-0651 was approved on July 24, 2026, and applies to a motorboat with more than 50 horsepower, a motorboat over 21 feet long, or a personal watercraft when the requirement becomes effective. Owners should confirm the effective date and any […]