Licenses & Regulatory Information

Cover AI LLC is a licensed, independent insurance agency headquartered in Illinois. We operate in full compliance with applicable U.S. state insurance regulations and are legally authorized to offer insurance products only in the states where we maintain active licenses. Below you’ll find information on our licensing credentials and the jurisdictions we serve.

Agency Credentials

  • Agency Name: Cover AI 
  • Business Address: 3400 Dundee Rd, Suite 150, Northbrook, IL 60062
  • Phone: (312) 395-0872
  • Email: info@coverai.net
  • Website: https://coverai.net
  • National Producer Number (NPN): 21552626
  • Illinois Insurance License #: 3003609556
  • Texas License #: 

Where Cover AI Is Licensed

We are currently licensed and authorized to offer insurance services in the following U.S. states:

  • Illinois
  • Texas

Cover AI does not provide insurance quotes, recommendations, or policy support to residents of any other states at this time. Any marketing or content outside these states is strictly informational and not intended as a solicitation.

Our License Covers:

  • Life Insurance
  • Health Insurance
  • Property & Casualty Insurance
  • Business & Commercial Lines (as allowed by state-specific regulations)

License Verification

You may verify our licensing status through official regulatory resources:

  • National Insurance Producer Registry (NIPR): https://nipr.com
  • Illinois Department of Insurance: https://insurance.illinois.gov
  • Texas Department of Insurance: https://www.tdi.texas.gov

We are happy to provide formal confirmation of license status or carrier appointments upon request.

Where Cover AI Is Licensed

We are currently licensed and authorized to offer insurance services in the following U.S. states:

  • Illinois
  • Texas

Cover AI does not provide insurance quotes, recommendations, or policy support to residents of any other states at this time. Any marketing or content outside these states is strictly informational and not intended as a solicitation.

Why Licensing Matters

Working with a licensed insurance agency ensures that:

  • All services are regulated under state insurance law
  • Consumers are protected under state-specific complaint and audit processes
  • Only approved and compliant products are offered
  • Clients receive guidance from licensed professionals, not unregulated brokers or algorithms alone

Cover AI’s licensed agents are authorized to communicate directly with clients, submit applications to carriers, and help manage policies throughout the coverage lifecycle.

Legal and Regulatory Disclaimers

  • We do not offer or solicit insurance outside of the states where we are licensed.
  • Coverage availability, features, and pricing may vary by state and insurance provider.
  • Recommendations made by AI tools (such as AI Simon) are informational only and do not replace human advice when required by law.
  • All policies are subject to underwriting approval by licensed carriers.

Need License Verification or Help Understanding Eligibility?

If you're unsure whether Cover AI can assist based on your location, please contact us before submitting any personal or insurance-related information. We are happy to guide you or refer you to a properly licensed provider in your state.

info@coverai.net
(312) 395-0872