Licenses & Regulatory Information
Cover AI LLC is a licensed, independent insurance agency headquartered in Illinois.
Cover AI, LLC is an independent insurance agency currently offering insurance agency services in Illinois and Texas, subject to active licensing, carrier authorization, product availability, underwriting, and applicable law.
Agency Credentials
- Agency Name: Cover AI
- Business Address: 3400 Dundee Rd, Suite 150, Northbrook, IL 60062
- Agency phone: (312) 395 0872
- Public Adjuster phone: (872)355 6729
- Agency email: [email protected]
- Public Adjuster email: [email protected]
- Website: https://coverai.net
- National Producer Number (NPN): 21564492
- Illinois Insurance License No.: 3003609556
- Texas Insurance Agency License No.: 3340292
Cover AI, LLC is not an insurance company and does not itself underwrite, issue, bind, renew, cancel, or pay claims under insurance policies.
Where Cover AI Is Licensed
We are currently licensed and authorized to offer insurance services in the following U.S. states:
- Illinois
- Texas
Cover AI provides licensed insurance agency services in Illinois and Texas. Outside Illinois and Texas, Cover AI may provide general insurance information and may facilitate a referral to an independent provider licensed in the applicable state. Cover AI does not sell, solicit, negotiate, bind, issue, or service insurance where it lacks the required authority.
Our License Covers:
Vitalii Korobov holds Illinois producer authority for Life, Fire, and Casualty. Texas agency and producer services are currently limited to Property and Casualty.
License Verification
You may verify our licensing status through official regulatory resources:
- National Insurance Producer Registry (NIPR): https://nipr.com
- Illinois Department of Insurance: https://insurance.illinois.gov
- Texas Department of Insurance: https://www.tdi.texas.gov
We are happy to provide formal confirmation of license status or carrier appointments upon request.
Why Licensing Matters
Working with a licensed insurance agency ensures that:
- All services are regulated under state insurance law
- Consumers are protected under state-specific complaint and audit processes
- Only approved and compliant products are offered
- Clients receive guidance from licensed professionals, not unregulated brokers or algorithms alone
Cover AI’s licensed agents are authorized to communicate directly with clients, submit applications to carriers, and help manage policies throughout the coverage lifecycle.
Legal and Regulatory Disclaimers
- We do not offer or solicit insurance outside of the states where we are licensed.
- Coverage availability, features, and pricing may vary by state and insurance provider.
- Simon provides general insurance information only. He does not provide personalized insurance recommendations and is not a licensed insurance producer, public adjuster, or attorney. Confirm important information with the relevant insurer or an appropriately licensed professional.
- All policies are subject to underwriting approval by licensed carriers.
Need License Verification or Help Understanding Eligibility?
If you're unsure whether Cover AI can assist based on your location, please contact us before submitting any personal or insurance-related information. We are happy to guide you or refer you to a properly licensed provider in your state.
[email protected]
(312) 395-0872