(312) 395 0872

About Cover AI

Cover AI, LLC is an independent insurance agency that provides insurance information, digital inquiry tools, and access to licensed support in Illinois and Texas. Insurance products are issued and underwritten by the applicable insurer.

Vitalii Korobov, LL.M.

Vitalii Korobov

Licensed Expert

Vitalii Korobov is the founder of Cover AI, LLC and supports the agency’s insurance information and technology-assisted inquiry processes. He separately provides public adjuster services in Illinois in his individual capacity.

Vitalii Korobov is the founder of Cover AI, LLC and a licensed insurance producer. He works on the agency’s insurance information and technology-assisted inquiry processes.

Simon — AI Insurance Information Assistant

Simon is Cover AI’s automated assistant for general insurance information and website navigation. Simon is not a licensed insurance producer, public adjuster, or attorney and does not provide personalized insurance, legal, claims, or coverage advice.

Licenses and Certifications

Cover AI, LLC provides licensed insurance agency services in Illinois and Texas. In other states, Cover AI may provide general insurance information and may connect consumers with an independent licensed provider.

FAQ

Cover AI is a digital-first insurance agency that blends smart technology with human guidance. We help individuals, families, and businesses get the right insurance — faster, easier, and more transparently. From life to auto and cyber, we simplify protection.

Cover AI combines digital information tools with access to licensed support. Available insurance options depend on the state, product, authorized provider, and underwriting. Simon does not compare live quotes or guarantee price, suitability, or coverage.

Yes. CoverAI is a fully licensed insurance agency operating in multiple U.S. states. All our advisors are licensed professionals who follow strict regulatory standards while using cutting-edge tools to serve you better.

CoverAI offers a full spectrum of personal and commercial insurance, including:

  • Term & Whole Life Insurance
  • Final Expense & Mortgage Payoff Plans
  • Health Insurance & Dental/Vision Add-ons
  • Commercial Auto & Cargo Insurance
  • Cyber Liability, BOP, Workers’ Comp
  • Property, Homeowners & Renters Insurance
Cover AI provides insurance information and online inquiry tools. Available quote, application, and purchase options depend on the state, product, licensed provider, carrier authorization, eligibility, and underwriting.

Simon provides general insurance information and website navigation. He does not recommend a specific policy, assess your individual risk, determine eligibility, or approve coverage. Contact a licensed producer for assistance with your situation.

We use safeguards designed to protect personal information. No transmission or storage method is completely secure. Do not submit sensitive information through general forms, email, or Simon. See our Privacy Policy for more information.

You can contact Cover AI at (312) 395-0872 or [email protected], or use our Contact page. Availability and response times vary. For a new loss or an urgent policy matter, contact your insurer directly.

Yes. We specialize in small business insurance, including cyber liability, commercial property, and business owners policies (BOP). Whether you’re a solo entrepreneur or run a fleet — we’ve got you covered.

We currently serve clients in Illinois,  Texas — with more states coming soon. You can check your state availability during the quote process on coverai.net.

Need help choosing coverage?

A licensed producer can help you review available options. Compare limits, exclusions, eligibility, premium, and insurer terms. No savings, continuous coverage, claim outcome, or best-market result is guaranteed.

Property Inquiry Received

Thank you. Your initial property claim inquiry has been sent to Vitalii Korobov for review. This confirmation is not notice to your insurance company, does not create a public adjuster contract or representation, and does not guarantee that services will be offered.

If you have not already done so, report the loss directly to your insurance company as soon as possible.

Simon — Cover AI Assistant