File a Claim or Submit an Insurance Request
Choose the type of help you need. Property damage inquiries are sent directly to Vitalii Korobov, an Illinois-licensed public adjuster. Insurance claim and policy service requests are sent to Cover AI.
Questions?
Start With Your Insurance Company
If anyone is injured or in immediate danger, call 911. Report the loss directly to your insurance company or authorized producer as soon as possible using the claim phone number or portal listed in your policy documents. Take reasonable steps to prevent additional damage only when it is safe to do so, document the loss, and keep receipts.
Submitting a form on this page does not confirm that your insurance company has received notice, opened a claim, accepted coverage, or approved payment.
Property Claim Review
For physical damage to an insured home, rental property, commercial building, or covered personal property in Illinois. This route sends an initial inquiry directly to Vitalii Korobov, an Illinois-licensed public adjuster.
Public adjuster inquiry - separate from Cover AI insurance agency services.
Insurance Claim or Service Request
For auto, liability, business, workers' compensation, life, health, billing, policy documents, or another non-property insurance request. This route is managed through Cover AI.
Cover AI insurance support - submitted through HubSpot.
Choose the Right Type of Help
Your Insurance Company
Receives notice of the loss, opens and investigates the claim, and makes coverage and payment decisions under the policy.
Public Adjuster
May represent an insured in an eligible first-party property claim after a separate written contract is signed. A public adjuster does not represent the insurance company.
Cover AI
Helps route insurance claim and policy service requests. Cover AI is an insurance agency, not the insurance company, and does not make coverage or claim payment decisions.
Request a Property Claim Review
Use this form for an initial review of an Illinois property damage claim. The inquiry is sent directly to Vitalii Korobov. Do not use this form to report a loss to your insurance company.
Illinois Licensed Public Adjuster | NPN 21552626
Submit an Insurance Claim or Service Request
Use this form for a non-property insurance claim, an existing claim question, or a policy service request. Your information is submitted to Cover AI through HubSpot for routing and follow-up.
For physical damage to a home, rental property, commercial building, or covered personal property, use the Property Claim form.
FAQ
1.Does this page file a claim with my insurance company?
No. The forms send an inquiry to Vitalii Korobov or a request to Cover AI. Contact the insurance company directly to report a new loss.
2. What should I do first after a loss?
Protect people first, call 911 if anyone is in danger, notify the insurance company as soon as possible, document the damage, and prevent additional damage only when it is safe to do so.
3.Which form should I use?
Use Property Claim Review for physical property damage in Illinois. Use Insurance Claim or Service Request for a non-property claim, an existing claim question, or policy service.
4. Does the Property Claim form create a public adjuster contract?
No. It is an initial inquiry only. Public adjuster services, if offered, require a separate written agreement that complies with Illinois law.
5. Who decides whether a loss is covered?
The insurance company makes coverage and payment decisions under the policy. Neither Vitalii Korobov nor Cover AI can guarantee coverage, payment, or timing.
6. Can I send documents through these forms?
No. Do not enter sensitive information or upload documents. If documents are needed, you may receive separate instructions for an approved secure transfer method.
7. Can I ask about an existing claim?
Yes. Use the appropriate form and briefly describe the current status. Submission does not guarantee that services will be offered or that a carrier decision will change.
8. Can I submit a request if I am not a Cover AI client?
Yes. Cover AI will review the request and confirm whether it can assist or whether you should contact the insurance company directly.
Property disclosure
Property claim review inquiries submitted through this page are directed to Vitalii Korobov, LL.M., acting individually as an Illinois-licensed public adjuster and independently from Cover AI Insurance Agency. Submitting this form is an initial inquiry only. It does not create representation, a public adjuster contract, an attorney-client relationship, or an obligation to provide services. Public adjuster services, if offered, require a separate written agreement that complies with applicable Illinois law. Vitalii Korobov does not represent the insurance company or the Illinois Department of Insurance. No result, payment, coverage determination, or timeline is guaranteed.
Insurance disclosure
Cover AI is an insurance agency, not an insurance company. The insurance company determines coverage, claim handling, payments, and timelines under the policy. Submitting this form does not bind or change coverage, issue or cancel a policy, create a claim number, or guarantee a claim result. For a new loss, contact the insurance company directly using the claim phone number or portal in your policy documents.
Important Disclosures
Information on this page is general and is not legal, tax, financial, coverage, or claim-settlement advice. Services are available only where authorized and may be subject to licensing, eligibility, policy terms, and a separate agreement. If anyone is injured or in danger, call 911.