What Insurance Does a Salon Need in Illinois? A Coverage Checklist for Beauty Businesses

An Illinois salon does not have one universal “salon insurance” requirement. Illinois does require salon/shop registration for covered cosmetology, esthetics, hair-braiding, nail-technology, and barber operations, and Illinois employers generally need workers’ compensation insurance when they have one employee, even part time, subject to rare exceptions. Those requirements are separate from General Liability, Professional Liability, property, […]