Cookie Notice

Cover AI (“Cover AI,” “we,” “us,” or “our”) uses cookies and similar tracking technologies on coverai.net (the “Site”) to operate the Site, improve functionality, analyze traffic, personalize user experience, and support insurance-related tools, communications, and marketing activities.

This Cookie Notice explains what cookies are, how we use them, and what choices you may have regarding their use.

1. What are cookies?

Cookies are small text files placed on your device when you visit a website. They help websites remember your actions and preferences over time, recognize your browser, and improve how online services work.

We may also use similar technologies, such as pixels, tags, scripts, session storage, and local storage. For simplicity, we refer to all of these as “cookies” in this notice unless otherwise stated.

2. Why we use cookies

We may use cookies and related technologies to:

  • keep the Site functioning properly;
  • support page navigation, security, and session handling;
  • remember user preferences and settings;
  • improve the performance and usability of the Site;
  • analyze visitor behavior and traffic patterns;
  • support contact forms, appointment requests, quote flows, and user inquiries;
  • measure engagement with our insurance education content, including articles, FAQs, and resource pages;
  • help operate embedded tools, chat features, and other third-party integrations;
  • support advertising, remarketing, and campaign measurement where applicable.

 

Cover AI’s website publicly presents insurance information across multiple categories, including property, liability, life, health, auto, and other insurance, and also includes Cover Guide, FAQ, Contact Us, and Make an Appointment features, so the cookie notice should reflect that broader functionality.

3. Types of cookies we may use

A. Strictly Necessary Cookies

These cookies are essential for the Site to operate correctly. They may be used to enable core functions such as page navigation, security, form submission, session management, and access to protected areas of the Site.

Without these cookies, certain parts of the Site may not function properly.

 

B. Functional Cookies

These cookies help us remember choices you make, such as form preferences, saved settings, language preferences, or other customizations that improve your experience.

 

C. Analytics Cookies

These cookies help us understand how visitors interact with the Site, such as which pages are visited, how long users stay, how they move through the Site, and whether any technical issues occur. This information helps us improve the Site and user experience.

 

D. Performance Cookies

These cookies help us monitor and improve Site speed, responsiveness, and technical performance.

 

E. Advertising and Marketing Cookies

These cookies may be used to deliver relevant advertising, track campaign performance, limit repeated ad displays, and measure whether visitors take actions after viewing ads or marketing content.

These cookies may be set by us or by third-party advertising and marketing providers.

4. First-party and third-party cookies

Some cookies are placed directly by Cover AI. These are called first-party cookies.

 

Other cookies may be placed by third-party services that help support the Site and its features, such as:

  • analytics providers;
  • advertising and remarketing partners;
  • quote and application tools;
  • appointment scheduling tools;
  • chat or customer support tools;
  • embedded video, map, or form providers;
  • social media or content-sharing integrations.

 

The Site publicly offers insurance education content, contact pathways, and appointment-related pages, which means third-party tools may be used to support those functions.

5. Information collected through cookies

Depending on the cookie and how you interact with the Site, cookies may collect information such as:

  • IP address;
  • browser type and version;
  • device type;
  • operating system;
  • referring URL;
  • pages viewed and time spent on pages;
  • clicks, navigation paths, and interactions;
  • general location information derived from IP address;
  • session identifiers;
  • preferences and form-related activity.

 

Cookies generally do not directly identify you by name unless you separately provide personal information through forms, chat, appointment requests, or other interactive features and that information becomes associated with technical data.

6. How long cookies stay on your device

Cookies may remain on your device for different periods of time:

  • Session cookies are deleted when you close your browser.
  • Persistent cookies remain on your device until they expire or are deleted manually.

 

The specific duration depends on the purpose of the cookie and the provider that sets it.

7. Your choices and controls

You may have several options to manage cookies.

 

Browser Settings

Most web browsers allow you to:

  • view cookies stored on your device;
  • block some or all cookies;
  • delete cookies;
  • set preferences for certain websites.

Please note that disabling strictly necessary cookies may affect Site functionality.

 

Cookie Banner or Consent Tool

If our Site displays a cookie banner or consent tool, you may use it to accept, reject, or customize non-essential cookies, where required by applicable law.

 

Opt-Out Tools

Some analytics and advertising providers offer their own opt-out tools. Where applicable, you may use those tools directly through the provider’s platform.

8. Do Not Track

Some browsers offer a “Do Not Track” setting. Because there is not yet a universal industry standard for responding to these signals, our Site may not respond to Do Not Track requests in all cases.

 

If our practices change, we may update this Cookie Notice.

9. Changes to this Cookie Notice

We may update this Cookie Notice from time to time to reflect changes in our practices, technologies, Site functionality, or legal obligations. When we do, we will revise the “Last Updated” date above.

 

Your continued use of the Site after changes become effective means the revised Cookie Notice will apply, subject to applicable law.

10. Contact us

If you have any questions about this Privacy Policy, please contact us:

Cover AI 
3400 Dundee Rd, Suite 150
Northbrook, IL 60062
Phone: (312) 395-0872
Email: info@coverai.net
National Producer Number (NPN): 21552626
Agency License #: 3003609556
Website: https://coverai.net/