Cover AI Insurance Agency (“Cover AI”, “we”, “our”, or “us”) is a licensed insurance agency, operating exclusively in the United States within the jurisdictions where our agency and agents hold active insurance licenses. Cover AI is not an insurance carrier or underwriter. We do not issue insurance policies directly, nor do we guarantee acceptance by any insurance provider. All insurance coverage is provided by third-party licensed insurance companies with whom we partner.
Cover AI is authorized to offer and sell insurance products only in the states where we are licensed, including but not limited to Illinois, Wisconsin, and Michigan. Our services are not available in states where we do not hold valid insurance licenses. By using this website, you acknowledge that any quotes, recommendations, or applications you receive through our platforms are subject to eligibility requirements based on your location, licensing jurisdiction, and insurance product type.
You can find a list of our active licenses on the “Licensing” section of each site or request it directly via email.
The information presented on this website, including through quote forms, AI agents, blogs, or any digital communication tools, does not constitute a binding offer, contract, or guarantee of insurance coverage. Any quote provided is non-binding and subject to change based on underwriting criteria, insurer approval, application details, and verification.
All coverage decisions are made solely by the underwriting insurance carrier, and final policy terms may differ from preliminary quotes.
Cover AI may offer automated assistants, including AI Simon and other interactive quote tools, to assist with the insurance inquiry and education process. These tools are designed to enhance user experience, but they do not replace the guidance of a licensed insurance agent and do not offer legally binding advice or recommendations.
All final applications and coverage decisions must be completed and verified by a licensed agent and approved by an insurer.
While we strive to ensure that all information on this site is accurate and up to date, we cannot guarantee completeness, accuracy, or availability at all times. Cover AI disclaims any liability for decisions made based on the content found on this site or any linked platforms.
It is your responsibility to verify any product, quote, or information with a licensed representative before making an insurance purchase or relying on data provided.
Cover AI works with a network of trusted third-party insurance providers. Logos, trademarks, and names of insurance companies shown on this website are the property of their respective owners. Their display does not imply endorsement or partnership unless explicitly stated.
All policies are subject to terms and conditions provided by the respective insurance company.
For questions about our licensing, availability in your state, or clarification of any information provided on this site, please contact us at:
Email: info@coverai.net
Phone: (312) 395-0872
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